Merchant cash advance in Slough.
Slough is a hard-working commuter town anchored by one of Europe's largest trading estates and a diverse, densely populated high street. The Slough Trading Estate draws thousands of workers who spend on card in nearby takeaways, cafes and convenience stores every day. The High Street and Farnham Road carry a strong mix of independent retailers, barbers and food outlets serving the town's many communities. A merchant cash advance works well for card-taking businesses like these, advancing a lump sum that is repaid as an agreed share of your daily card sales rather than a set monthly figure. Takeaway owners, shopkeepers and salon operators use it to refit, restock or cover a quiet stretch without the pressure of a fixed instalment. Merchant Business Loans arranges the funding and does not lend directly, drawing on a panel of funders for unregulated commercial finance. The cost is fixed and confirmed up front before you sign anything.
How a merchant cash advance works.
A merchant cash advance (MCA), also called a PDQ cash advance or card machine loan, gives your business an upfront lump sum repaid as a small percentage of your daily card takings. There is no fixed monthly repayment and no interest rate, just one fixed cost agreed upfront. MCA is unregulated commercial finance, business-to-business, and is unsecured against business assets. Most lenders ask for a personal guarantee from a director.
- Advance£10,000 to £1,000,000
- Fixed cost1.10 to 1.50
- Term3 to 18 months
- Daily repayment10% to 22% of card takings
- DecisionTypically 24 to 48 hours
Eligibility.
- Sole traders and UK limited companies.
- At least 6 months trading history.
- Active card machine (PDQ terminal) or online card processor.
- Typically 6 to 12 months of card transaction data shared with lenders.
Eligibility differs by lender. We compare a panel of UK MCA funders on your behalf to find the right fit.
Slough sectors we fund.
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Up to 90% approval for qualifying businesses