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    LOCATIONS · CREWE

    Merchant cash advance in Crewe.

    Crewe grew up around the railway and still carries that working, practical character, with Bentley Motors headquartered here and a busy shopping core around the Market Square and Victoria Centre. The town serves a large commuter and residential population, so its takeaways, convenience stores, barbers and car traders see steady, day-in day-out card spending rather than seasonal spikes. Retail parks such as Grand Junction keep trade moving alongside the independents on Nantwich Road and around the market. For businesses like these, a merchant cash advance advances a lump sum and is then repaid as a set share of daily card takings, flexing with how much comes through the terminal each day. A garage on Crewe's ring of trade units might use it to buy diagnostic kit, or a barber shop to add chairs and refit the front. Merchant Business Loans arranges the finance and matches a business to funders that understand card-led trade. Repayment moves with turnover, so slower weeks are lighter to carry.

    How a merchant cash advance works.

    A merchant cash advance (MCA), also called a PDQ cash advance or card machine loan, gives your business an upfront lump sum repaid as a small percentage of your daily card takings. There is no fixed monthly repayment and no interest rate, just one fixed cost agreed upfront. MCA is unregulated commercial finance, business-to-business, and is unsecured against business assets. Most lenders ask for a personal guarantee from a director.

    • Advance£10,000 to £1,000,000
    • Fixed cost1.10 to 1.50
    • Term3 to 18 months
    • Daily repayment10% to 22% of card takings
    • DecisionTypically 24 to 48 hours

    Eligibility.

    • Sole traders and UK limited companies.
    • At least 6 months trading history.
    • Active card machine (PDQ terminal) or online card processor.
    • Typically 6 to 12 months of card transaction data shared with lenders.

    Eligibility differs by lender. We compare a panel of UK MCA funders on your behalf to find the right fit.

    Ready when you are

    Ready to apply?

    60 seconds to apply. 1 working day to a decision. No obligation, no credit footprint for the initial check.

    Up to 90% approval for qualifying businesses

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    COMPATIBILITY

    Works with your card machine and payment provider.

    Whatever you take card payments through, we fund against your takings.

    Dojo
    Square
    SumUp
    Zettle by PayPal
    Stripe
    Worldpay
    Barclaycard
    Tyl by NatWest
    takepayments
    Paymentsense
    Elavon
    myPOS
    Clover
    Teya
    Revolut
    Just Eat
    Deliveroo
    Uber Eats
    Epos Now
    Lightspeed
    Zonal
    Toast
    + many more

    Logos are the card and payment providers we fund against. We are not affiliated with, partnered with, or endorsed by them.